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Unlock Financial Flexibility

Whether you’re facing an opportunity or an emergency, cash is crucial. Access to a working capital line of credit can stabilize cash flow and increase adaptability for your business.

Features

Our commitment to personalized service ensures that your financial needs are met with individual attention and care, fostering lasting relationships built on trust and understanding.

  • Customized Loan Amounts
  • Generous Loan Terms
  • Monthly Interest-Only Payments
  • Transparent Fees

Benefits

  • Operational Adaptability: Cover operational expenses like payroll, inventory purchases, and more.
  • Fuel Growth: Invest in growth opportunities that take your business to the next level.
  • Bridge Cash Flow Gaps: Safeguard against short-term cash flow hiccups that every business encounters.
  • Handle the Unexpected: Be prepared for unforeseen costs or unexpected repairs.
  • Ride Seasonal Waves: Manage seasonal cash flow fluctuations with ease.
  • Purchase Flexibility: Enjoy the freedom to make purchases without delay.
 

Ready to get started with your online loan application?

Review our Loan Checklist first to gather information you’ll need for your loan request!

Loan Application Checklist >

Begin Your Application

Up to $250,000:

Apply Online >

Over $250,000, connect with one of our experienced bankers for a personalized consultation.

Don’t see what you need? Explore additional business financing solutions >

 

Holiday Closure Notice

Our branches will be closed in for New Year's Day, Fri. January 1, 2026.

Please note that closure may impact funds availability. 

View Bank Holiday Schedule

Holiday Closure Notice

Our branches will be closed in for Christmas Day, Fri. December 25, 2026.

Please note that closure may impact funds availability. 

View Bank Holiday Schedule

Holiday Closure Notice

Our branches will be closed in observance of Thanksgiving Day, Thurs. November 26, 2026.

Please note that closure may impact funds availability. 

View Bank Holiday Schedule

Holiday Closure Notice

Our branches will be closed in observance of Veterans Day, Wed. November 11, 2026.

Please note that closure may impact funds availability. 

View Bank Holiday Schedule

Holiday Closure Notice

Our branches will be closed in observance of Indigenous Peoples’ Day (Columbus Day), Mon. October 12, 2026.

Please note that closure may impact funds availability. 

View Bank Holiday Schedule

Holiday Closure Notice

Our branches will be closed in for Labor Day, Mon. September 7, 2026.

Please note that closure may impact funds availability. 

View Bank Holiday Schedule

Holiday Closure Notice

Our branches will be closed in observance of Juneteenth National Independence Day, Fri. June 19, 2026.

Please note that closure may impact funds availability. 

View Bank Holiday Schedule

Holiday Closure Notice

Our branches will be closed in observance of Memorial Day, Mon. May 25th.

Please note that closure may impact funds availability. 

View Bank Holiday Schedule

Our Eugene Branch is temporarily closed for the remainder of today, September 18. Clients may continue to access their accounts through Online Banking, Mobile Banking, ATMs, and our other Oregon Pacific Bank branch locations. We apologize for the inconvenience and appreciate your understanding.

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We specialize in customizing banking solutions tailored to meet the needs of local business and nonprofits. Reach out to our team with your inquiry and let’s start a conversation today!

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