Term Financing

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Empower Your Business with Term Financing

When big opportunities beckon or substantial investments are on the horizon, you need a financial partner that understands your ambitions. Our Term Financing offers a convenient way to secure the funds you need for significant business purchases and investments, all with local, personal service along the way.

Features

Elevate your business lending experience with our personalized approach, where every aspect of your financing needs is tailored to your unique goals.

  • Customized Loan Amounts
  • Convenient Loan Terms
  • Predictable Payments
  • Transparent Fees

Benefits

  • Equipment or Machinery Purchase: Invest in or replace equipment to remain competitive.
  • Vehicle Purchase: Upgrade your fleet and drive your business forward.
  • Permanent Working Capital/Cash Injection: Strengthen your financial foundation for sustainable growth.
  • Business Expansion: Fuel your business’s expansion plans with the capital you need.
  • Debt Consolidation: Streamline your finances by consolidating existing debt.
  • Capital Improvements: Enhance your business facilities without straining your cash flow.

Ready to get started with your online loan application?

Review our Loan Checklist first to gather information you’ll need for your loan request!

Begin Your Application

Up to $250,000:

Over $250,000, connect with one of our experienced bankers for a personalized consultation.

Don’t see what you need? Explore additional business financing solutions >

Holiday Closure Notice

Our branches will be closed in observance of Memorial Day, Mon. May 25th.

Please note that closure may impact funds availability. 

Holiday Closure Notice

Our branches will be closed in observance of Juneteenth National Independence Day, Fri. June 19, 2026.

Please note that closure may impact funds availability. 

Holiday Closure Notice

Our branches will be closed in for Independence Day (observed), Fri. July 3, 2026.

Please note that closure may impact funds availability. 

Holiday Closure Notice

Our branches will be closed in for Labor Day, Mon. September 7, 2026.

Please note that closure may impact funds availability. 

Holiday Closure Notice

Our branches will be closed in for Indigenous Peoples’ Day (Columbus Day), Mon. October 12, 2026.

Please note that closure may impact funds availability. 

Holiday Closure Notice

Our branches will be closed in for Veterans Day, Wed. November 11, 2026.

Please note that closure may impact funds availability. 

Holiday Closure Notice

Our branches will be closed in for Thanksgiving Day, Thurs. November 26, 2026.

Please note that closure may impact funds availability. 

Holiday Closure Notice

Our branches will be closed in for Christmas Day, Fri. December 25, 2026.

Please note that closure may impact funds availability. 

Holiday Closure Notice

Our branches will be closed in for New Year's Day, Fri. January 1, 2026.

Please note that closure may impact funds availability. 

Online Banking Login

CONNECT​ WITH US

We specialize in customizing banking solutions tailored to meet the needs of local business and nonprofits. Reach out to our team with your inquiry and let’s start a conversation today!